Tax Shelters

We specialize in tax-sheltered Universal life plans. Whether you currently own a Universal life plan, or if you think you might be interested, we feel that you are likely on the right track. This is a well-documented concept that has been endorsed by all the major accounting firms in Canada. Rather than marketing the latest “flavour of the month”, our approach is to utilize safe, secure investments within a very stable insurance “chassis” back by a major carrier.

Providing that the plan is designed properly and is “consumer accountable”, you can accumulate significant tax-sheltered capital. Even assuming a fairly low credited rate within the policy investment component, the corresponding equivalent rates of return can be quite astounding!

Even though you can build up substantial values of a tax-sheltered basis, it’s also important to have access to that capital on a tax-free or tax-preferred basis. A plan called Security Fund is probably the best example in today’s marketplace, of a properly designed “consumer accountable” Universal life plan. One of the unique features of Security Fund is tax-free access through Capital Benefits.This unique feature and several other, makes this product a clear stand out among its peers.

Contact us today for more information about this and other unique and customizable products.